USPS Retirement Calculator

Calculate your postal service retirement benefits under FERS or CSRS Offset.

Enter Your USPS Information

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Regular FERS Calculator Postal Benefits Guide

Educational use only: Results are estimates. For official benefit determinations, use your agency HR/OPM retirement services—not this page alone.

USPS careers under FERS: pension and TSP angles

Use the sections below to align this calculator with your real planning questions—each block matches a common search intent.

Postal service crediting

Career patterns vary—verify all FERS service and any military deposits before estimating.

CSRS vs FERS legacy

Older USPS employees may have CSRS components—this tool assumes standard FERS unless you adjust inputs.

Union resources

Supplement your planning with APWU/NRLCA/NALC education materials alongside OPM rules.

Assumptions

  • Locality pay and overtime patterns affect High-3—model conservatively.

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Authority & primary sources

Official rules change periodically. Cross-check estimates with Retirement Services at OPM.gov and your agency’s human resources office.

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